The Difference Between Pending and ProcessingUpdated 2 years ago

Pending: When a customer pays by ACH it takes 3-5 business days to process. A pending ACH transaction means the customer has chosen ACH as their payment method and has input their routing and account number to process the payment.

Processing: ACH payments means that the money has already been taken out of the customer’s account and is moved into the ACH processing account (a third party processor). The funds will either a) transfer from the third party processor into the designated bank account or b) fail to transfer and the customers’ funds will be returned. Once the funds get transferred from the third party processor to the designated bank account, the order will be marked paid.